What is a Signing Agent?

Addressing the One Million Cups group at Delaware Technical Community College

A Notary signing agent is a Notary who is specially trained to handle and notarize loan documents. For lenders, Notary signing agents are the critical final link to complete the loan. A Notary signing agent is hired as an independent contractor to ensure that loan documents are executed by the borrower, notarized, and returned for processing on time. Completing this critical part of the loan process enables the loan to be funded.

Certification is not required by law to become a signing agent. However, many companies ask signing agents they contract for assignments to be certified and background screened to meet Consumer Financial Protection Bureau compliance requirements for third-party service providers hired by financial institutions.

The National Notary Association (NNA), Notary Signing Agent certification designation is accomplished by successfully completing the NNA Background Screening and achieving a score of 80% or higher on the NNA Notary Signing Agent Exam.

The NNA certification must be completed annually.  The process includes;

  1. You must be a Notary Public before starting the NSA certification process. Be sure to first review the list of state requirements and restrictions.
  2. Get NSA certified and background screened by a reputable company in order to meet the requirements of the title and signing service companies you wish to work for.
  3. Complete a training course to help you understand the duties of a signing agent and the contents of a typical loan package.
  4. Purchase printing and mobile devices you may need for contacting companies and signers, printing, and delivering documents.


  • Note: In the state of Delaware, Attorneys must be involved in Real Estate transactions.